bolt Fast & Secure Payments

Payments, Savings & Offline Transactions
Built for Nigeria.

Send money instantly, pay bills with zero friction, save with friends (Adashi), and transact confidently even without internet access.

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Available Balance KoboPoint
₦16,558.05
+
Add Cash
Transfer
Adashi
History
smartphone
Airtime
wifi
Data
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Electricity
tv
TV

Transactions

MTN Airtime
Jan 1, 3:41 PM
-₦100.00
Successful
Data Bundle
Dec 31, 8:30 PM
-₦450.00
Successful
Home
Rewards
Finance
Cards
Me
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Offline Mode
Transaction Successful
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Bank-Grade Security

Your funds are protected by 256-bit encryption.

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Offline Ready

Transact seamlessly via USSD & Bluetooth POS.

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CBN Aligned

Fully licensed and compliant with regulations.

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Instant Settlement

Get your money settled in seconds, not days.

Our Features

Everything you need to manage money

From paying bills to group savings, KoboPoint simplifies your financial life.

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Wallet & Transfers

Send money to any Nigerian bank account instantly for free. No hidden charges.

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Adashi (Group Savings)

Digitize your Ajo/Esusu contributions. Save securely with friends and family.

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Offline Payments

No data? No problem. Use our specialized USSD and NFC tech for seamless payments.

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Electricity & Bills

Pay your NEPA bill, cable TV, and internet subscriptions instantly with cashback rewards.

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Airtime & Data

Top up any network (MTN, Glo, Airtel, 9mobile) and enjoy up to 5% discount.

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Virtual Cards

Create dollar and naira virtual cards for international and local online shopping.

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Why Choose Us

Designed for the Nigerian Hustle

We understand the unique challenges of the Nigerian market. From network fluctuations to the need for trust, we built KoboPoint to solve real problems.

  • data_usage

    Zero Data Usage App

    Our app is optimized to work even when your data balance is low.

  • visibility

    Transparent Fees

    What you see is what you pay. No hidden "maintenance" charges.

  • support_agent

    24/7 Local Support

    Real humans, speaking your language, ready to help anytime.

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Experience Modern Finance

₦50,000
Total Savings
Hello, User
Balance
₦16,558.05
+
check

Success!

Transfer Completed

Download KoboPoint and experience modern Nigerian finance.

Join over 2 million Nigerians who trust KoboPoint for their daily transactions.

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